UPI transactions are increasing day by day and people are also increasingly accepting UPI payments. From cities to villages, people have started adopting UPI payment system everywhere. While using UPI apps, has it ever happened to you that your payment is repeatedly failing or the bank server is down. Perhaps this must have happened with you. Today we are going to tell you some tips, with the help of which you can complete such transactions quickly.
Follow these tips
Most of the banks have fixed the daily UPI payment limit. Generally, you can transfer only Rs 1 lakh in a day from UPI and also only 10 UPI transactions are valid on the apps in a day. If you cross this limit then your payment will fail again and again and you will not be able to transfer money. Exceeding the limit, you will have to pay from another bank i.e. using another UPI ID.
Connect two banks with UPI apps
Most of the UPI transactions fail because of the problem faced by the bank server. So it would be better if you keep two banks connected with UPI apps so that when one bank is down, payments can be made through the other.
- While doing the transaction, if you enter the wrong IFSC code of the person in front, then the transaction may also fail. Enter the important details carefully on the app.
- Many times the transaction could not be completed due to weak internet connection. To avoid this, put your phone in flight mode and turn it on after a few seconds. Also clear the UPI app from the background.
UPI Lite can be used
If you are in a place where the internet connection is weak and the bank server is not working, then you can use the UPI Lite feature. With its help, you can add a maximum of Rs 200 at a time and a total of Rs 4,000 in a day and pay them. You do not need a bank server for this. NPCI introduced UPI Lite last year which is currently available in Paytm and PhonePay. Soon it will be available on other apps as well.
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